Terms of Service

Effective date: April 2026 — Written in plain English, not legalese.

NAB is a household budget app. It helps you and your household track what you spend, see where your money goes, and stay on the same page. These terms explain what you are agreeing to when you use it.

1. What NAB is

NAB (Not Another Budget) is a personal finance tracking app for households. It is not a bank. It does not connect to your bank accounts. You enter transactions manually, and everyone in your household sees them in real time.

NAB is a product by Emran Bhojawala. It is built for people who want to stay on top of their spending without giving up their financial data to a third party.

2. Free trial

When you create an account, you get a 7-day free trial. All features are available during the trial. No credit card is required to start.

      7 days. All features. No card needed. After that, you can purchase NAB to keep going.
    

If the trial expires without a purchase, your account enters read-only mode. You can still see your data. You cannot add new transactions until you unlock the app.

3. Purchase

NAB costs $4.99. This is a one-time purchase. There are no monthly fees, no annual renewals, no hidden charges.

Pay once. Own it forever.
No subscription. No recurring billing.
If we raise the price later, you pay the price that was current when you bought it.

Payments are processed by LemonSqueezy. Your payment details go to them, not to us. We never see your card number.

4. Your data

Your data is stored in Supabase, a hosted database service. We do not sell your data. We do not use it for advertising. We do not share it with third parties except where required to run the service.

      Data deletion policy: If your trial expires and you have not purchased NAB, your data is permanently deleted after 67 days from the day your trial started. We will not notify you before deletion — you are responsible for exporting your data if you want to keep it.
    

If you purchase NAB, your data is kept as long as your account is active. You can delete your account at any time by contacting us.

5. Your account

One account per person. Do not share your login credentials with others. Household sharing is a built-in feature — invite your household members through the app instead of giving them your password.

You are responsible for keeping your account secure. If you think your account has been compromised, contact us immediately.

6. Acceptable use

Use NAB for tracking your actual household finances. Do not use it for:

Anything illegal under the laws where you live
Bulk automated data entry or scraping
Reselling or sublicensing access to others
Testing or benchmarking without permission

If you break these rules, we can suspend or delete your account without refund.

7. Changes to these terms

If we update these terms, we will email you at the address on your account before the changes take effect. If you continue using NAB after that, you have accepted the new terms. If you do not agree, you can stop using NAB and request account deletion.

We will not make changes that reduce your rights without giving you reasonable notice.

8. Contact

Questions about these terms? Something is wrong with your account? Contact us.